TerraScore® delivers independent, Basel II-ready land assessments in 10 minutes. Built for agricultural lenders, fund managers, and development-finance institutions operating in regulated environments.
Every TerraScore® assessment produces four auditable outputs, delivered together in a single bankable package.
Five classes — Premium → Degraded. Soil composition, drainage, topography, erosion risk. Copernicus Land Monitoring and SoilGrids as primary sources.
25-year climate history and live vegetation signal. Yield distributions P10/P50/P90 per crop per region. Coverage 2000–2026.
HCI, Land, Equipment, Climate, Harvest, Network, Market, Input, Reg. Composed into one bankable score. 10M-run Monte Carlo confidence intervals.
REST integration for scoring-as-a-service. Batch processing for portfolios of 10K+ assets. Committee-ready PDF with data lineage.
Production data across 32 European countries, 9 crops, 540 cohort × year observations. Americas coverage expanding in 2026 via terrascore.com.
TerraScore® is built on the ACS data platform: Go + Python + Rust microservices on GCP europe-west1 with full EU data residency. Every score is cryptographically sealed by ProvableCORE® and classified by SentientROUTER® before emission.
Every score event gets a Merkle-anchored, KMS-signed receipt. RFC 9162 compatible. AGEPI Nr. 7671. Independently verifiable by regulators and auditors.
Constitutional classification S/D/H on every decision. AGEPI Nr. 7672. Multi-source consensus (Anthropic · xAI · Google · OpenAI). AI Act Annex III aligned.
TerraScore® was designed for audit trails that match European regulatory expectations. Below — the frameworks we map to on every assessment.
Per-assessment or subscription. Enterprise contracts include dedicated support, SLA, and DPA. All plans include PDF export, API access, and ProvableCORE® audit seal.
Pilot engagements available for banks, funds, and development-finance institutions. Moldova and Romania live. Poland, Hungary, Czechia, and US regions onboarding Q2–Q3 2026.
→ contact@tfholding.md